Banks..

Banks are scams, I will elaborate later.
For now...
...Wachovia is stealing money from me.
Pass it on.
If you put your money in any bank, they will rape you.

A short story by "Brad"
Can you imagine going into a fast food place and finding out that they are going to charge you a lot more for your food than some other guy because your not as wealthy, and the really sad thing is if you were very poor they would charge you even more simply because you couldn’t afford it. But if you were very wealthy (so you can easily afford it) you will be charged much less.
They seem to be in business to make life easier on the comfortable rich and make life harder (more uncomfortable) on those who can least afford it. Sounds a little too screwed up right? Well there is such a business except they don’t sell cheeseburgers, and yes I’m talking about banks and banking.
They will be more than happy to lend you all the money you want at 24% interest but will they loan you the money at a lower affordable rate to give you a chance to pay it off. Hell no, they would rather screw you up the ass with their high rates. It’s almost like they want you to go into bankruptcy. Is this why bankruptcies are at record highs right now?
According to bankers the higher interest rates charged to poorer unestablished people is much higher due to the higher default rate of non payment, the extra expense (interest rates) is kinda like a insurance policy against the loan. The way I see it, I have paid for the right to default on my loans. Don’t charge me for it if you don’t want me to use it! Nail my ass to the wall at Twenty some percent (prick me do I not bleed, wrong me do I not seek revenge?).
On house buying, my house is worth $265,000, I still have an $82,000 mortgage, when redoing my mortgage they raped me big time on the interest rate because of a bankruptcy 7 years ago. The excessively high rate charged has absolutely nothing to do with the “safety” of the loan, It’s all about revenge, they first screwed me, I screwed them back (bankruptcy), so they rammed it up my ass even harder when they are given the chance (mortgage time). Bankers, lawyers, child molesters, politicians, to me their all the same.

Another good banking story.